Every layer that applies to a Naperville sale, added up.
Verified September 21, 2026 · city ordinance and state source checked
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Who pays in Naperville
Buyer.
What catches people out
Naperville is a buyer-pays city, unlike most of Illinois. You must request a Statement of Open Accounts at least seven business days before closing. Some addresses that say Naperville are actually inside Aurora.
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Sources
City of Naperville, Real Estate Transfer Tax “Buyers of residential or commercial properties in Naperville located within city limits are responsible for purchasing the tax stamp by City ordinance. ... The cost is $1.50 per $500 of purchase price”